A Reformed Single Family Home Investor that successfully made the transition from Residential To Commercial Investing and then into Commercial Financing. His transitions were the results of setbacks and failures. Today he is known as the Financing Master Mind and currently runs a high end Apprenticeship Program where he works one on one with his apprentices in structuring Six And Seven Figure Transactions. Durante has mastered the Science, Business and Art of "Fixing And Flipping The Financing" while others are Fixing and Flipping Properties. He has created numerous courses, and programs in the financing space and operates numerous web site via his web hosting business.
Commercial Financier /Instructor
Credit Tenant Lease (CTL) financing is a $2-3 billion a year component in today’s commercial real estate market. Traditional real estate loans are written against the value of the land, as well as the credit and business record of the borrower. Alternatively, CTL financing emphasizes both the credit quality and lease structure of the tenant to establish a cost of borrowing.
Investment grade tenant loans tend to price and trade like bonds in the capital markets. Deriving pricing for non-investment grade and non-rated tenants requires additional analysis including, among other risks, the value of the real estate asset.
CTL financing generally has several advantages over traditional real estate financing. These benefits include tighter pricing, lower debt service coverage ratios, maximum loan proceeds and greater liquidity. Today, CTL financing is a valuable source of capital and an effective use of the debt capital markets for:
additional working capital
refinancing term maturities
Benefits of CTL financing with us include:
Ctl financing is works well with NNN properties that have investment grade tenants.